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MUDRA Loan (PMMY)
Collateral-free loans up to Rs. 20 Lakhs for small businesses.
About MUDRA Loan (PMMY)
Pradhan Mantri MUDRA Yojana provides collateral-free loans to micro and small enterprises. Loans are available in three categories: Shishu (up to Rs. 50,000), Kishore (Rs. 50,001 to Rs. 5 Lakhs), and Tarun (Rs. 5,00,001 to Rs. 20 Lakhs).
Key Benefits
No collateral required
Three-tier loan structure for different needs
Available through all banks and NBFCs
Low interest rates
Quick processing and disbursement
Eligibility Criteria
Non-corporate, non-farm small/micro enterprise
Existing or new business
Valid business plan
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Funding Amount
Up to Rs. 20 Lakhs