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Working Capital Loan (CGTMSE)

Collateral-free loans up to Rs. 5 Crore under CGTMSE scheme.

Up to Rs. 5 Crore
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Working Capital Loan (CGTMSE)

About Working Capital Loan (CGTMSE)

CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises) provides collateral-free credit guarantees to MSMEs. Under this scheme, businesses can avail working capital and term loans up to Rs. 5 Crore without collateral or third-party guarantee.

Key Benefits

Collateral-free credit facility

Available through all scheduled commercial banks

Covers both working capital and term loans

Government-backed guarantee

Reduced financial burden on small businesses

Eligibility Criteria

Existing or new MSMEs

Good credit history

Viable business plan

Registered under Udyam